A journal to financial peace by Dave Ramsey { found here }
Baby Steps:
1. $1,000 to start an emergency fund
2. Pay off all debt using the Debt Snowball
3. 3-6 months of expenses in savings
4. Invest 15% of household income into Roth IRAs and pre-tax retirement
5. College funding for children
6. Pay off home early
7. Build wealth and give!
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